Share Certificate Grow Your Savings with Confidence. 6 Month Certificate 3.56& apy. 1 Year Certificate 4.33% apy. APY* - Annual Percentage Yield. $500 minimum deposit to open an account. APY is accurate as of June 1, 2026 . A penalty will be imposed for early withdrawal. Fees may reduce earnings. This account will automatically renew at maturity into a 6-month or 1-year certificate at the current rate. No maximum deposit amount. Rates, conditions, and terms are subject to change at any time without notice. GCFCU reserves the right to cancel the promotion at any time. Federally insured by NCUA.