Share Secured Share Certificate

Get a low loan rate by using a share or share certificate account as security. You continue to earn dividends on your savings during the term of the loan. Best of all, when your loan is paid off, your savings is still there. The rate for a share/certificate-secured loan will be 2.00% above your share or certificate rate.

Share RatesMinimum BalanceRateAPY (Annual Percentage Yield)
Share Account$100.010.15%0.15%
Christmas Club Account$100.010.15%0.15%
Individual Retirement Account$500.000.35%0.35%
Share & IRA CertificatesMinimum BalanceRateAPY (Annual Percentage Yield)