Share Certificate Disclosure

APY – Annual Percentage Yield. $500 minimum deposit to open account and earn 3.56% APY for a 6-month share certificate, and 4.33% APY for a 1-year certificate. APY is accurate as of June 1, 2026. A penalty will be imposed for early withdrawal. Fees may reduce earnings. This account will automatically renew at maturity into a 6-month share certificate, or a 1-year share certificate at the rates current at that time. No maximum deposit amount. Rates, conditions, and terms subject to change at any time without notice. GCFCU reserves the right to cancel the promotion at any time. Federally insured by NCUA.