Loans
GCFCU offers competitive rates on vehicle loans to fit your needs. Applying for a loan is simple and convenient. When you authorize payment transfers through payroll deduction, you eliminate the possibility of forgetting or delaying a payment. There are no prepayment penalties.
Simply fill out an online loan application. Call or stop by for more information.
Click on any of the attached pages below to learn more about the loans we offer.
GCFCU Offers the Following Types of Loans:
Vehicle
We offer low rates on new and used vehicles. We also offer extended warranties and GAP Insurance through Intercontinental Warranty Services that can save you hundreds of dollars from comparable manufacturer’s warranties. Read More
Equipment
We offer new and used equipment loans designed to help you get the job done in your garden or farm. Our loan rates are competitive and our terms are member friendly. Come see us before your next equipment purchase. Read More
Personal
Personal loans are there to meet your individual needs. We are ready to help you with your cash needs. You’ll like our competitive loan interest rates. We offer extended terms and the choice of paying back your loan with convenient payroll-deducted loan payments. Read More
Recreational Loans
We have a wide variety of loans available to help you purchase your new or used boat, recreational vehicle, motorcycle, jet ski, trailer, camper and more.
Our loan rates are competitive and our terms are member friendly. Talk to GCFCU before your next recreational purchase. Read More
Mortgage
We offer First Mortgages up to 15 years and Second Mortgages up to 10 years with low rates. Low closing cost, no escrow, and low origination fees. We have options tailored to suit your specific needs. Read More
Share Secured/Share Certificate
Get a low loan rate by using a share or share certificate account as security. You continue to earn dividends on your savings during the term of the loan. Best of all, when your loan is paid off, your savings is still there. The rate for a share/certificate-secured loan will be 2.00% above your share or certificate rate. Read More
Visa Credit Cards
We have the perfect credit card for you to use on vacation, shopping, emergencies or to track your monthly expenses. No annual membership fee. Read More
Credit Builder Loans
Credit Builder loans are offered to members who are trying to establish credit or rebuild credit. No credit check is performed and no co-signer is needed. Read More
Additional Services
GCFCU offers additional products and services to protect your property with exclusive member discounts. Read More
Rates