IMAGINE ALL THE POSSIBLITIES LOW CLOSING COSTS 1ST MORTGED 15 YEARS 2.99% 2ND MORTGAGE 5 YEARS 4.00% 10 YEARS 4.50% UNIMPROVED LAND 10 YEARS 4.99% ALL RATES TERMS AND CONDITIONS DEPEND ON CREDIT WORTHINESS AND ARE SUBJECT TO CHANGE WITHOUT NOTICE NOT ALL APPLICANTS WILL QUALIFY FOR THESE RATES FEDERALLY INSURED BY NCUA