BIG DREAMS LOW RATES. NEW AUTO RATES AS LOW AS 3.99%APR. USED AUTO RATES AS LOW AS 4.99%APR. ALL RATES, TERMS, AND CONDITIONS DEPEND ON CREDIT WORTHINESS AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. NOT ALL APPLICANTS WILL QUALIFY FOR THESE RATES. FEDERALLY INSURED BY NCUA. ALL OFFERS ARE VALID JANUARY 1, 2024 THRU FEBRUARY 29, 2024. OFFER EXCLUDES REFINANCING GCFCU LOANS.